[Edaily Reporter Shin Yeong-bin ] Hancom WITH(054920)is unveiling an authentication technology that uses artificial intelligence (AI) to analyze user behavior and continuously verify identity and security trustworthiness even while the service is in use.

Hancom WITH announced that it will participate in the “FISCON 2026” Financial Information Security Conference, to be held on the 12th in Yeouido, Seoul, to introduce its “Hancom XCIOS” solution for unconscious continuous authentication.

Hosted by the Korea Financial Security Institute, this event—themed “Now for Next Finance”—will discuss financial security strategies to counter AI-driven cyber threats.

Hancom XCIOS is a solution that analyzes user behavior patterns in real time to distinguish between legitimate users and automated attack bots. It evaluates trustworthiness by comprehensively assessing behavior, device environment, and usage context—even when the user is not performing any separate authentication actions.

Unlike methods that require a single authentication at login, it continuously verifies trustworthiness throughout the entire service usage process. Hancom WITH supports the integration of this technology into zero-trust-based unified authentication and Shinwon, Credential, and Access Management (ICAM) systems.

At the event, the company will unveil for the first time a monitoring system that evaluates user trustworthiness in real time, as well as a demonstration of financial transactions utilizing unconscious continuous authentication for mobile money transfers. It will also present a scenario linking the system to the financial sector’s Fraud Detection System (FDS).

The company plans to utilize user trustworthiness data for financial transaction detection and response, thereby enhancing both security and user convenience. It is also participating in the “2026 Zero-Trust Adoption Pilot Project” led by the Ministry of Science and ICT and the Korea Information & Communication Agency (KISA) to verify the technology’s applicability and effectiveness across various industries.

Song Sang-yeop, CEO of Hancom WITH, stated, “As cyber threats exploiting AI become increasingly sophisticated, a Zero Trust authentication system that verifies the entire user process in real time is an essential requirement for financial security.” He added, “We will lead the next-generation authentication market through Hancom XCOs, which maximizes security reliability without compromising the convenience of financial consumers.”