[Edaily Reporter Kang Min-koo ] Comprehensive digital financial firm KGMobilians Co., Ltd.(046440)has surpassed 400 cumulative seller applications just one month after the official launch of its advance settlement service.

KG Financial’s advance settlement service is a financial service that helps online store sellers secure settlement funds—which they would otherwise receive from credit card companies and open marketplaces after selling products—earlier than the scheduled settlement date. By securing necessary working capital early, before sales proceeds are actually deposited, sellers can use the funds for business operations such as purchasing inventory, advertising, and logistics costs.

Throughout September, KG Financial is running a promotion for new sellers, offering up to 2.5 million won in bonus points upfront and access to the early settlement service.

The credit is awarded on a sliding scale based on sales over the past three months. Sellers with average monthly sales of △less than 100 million won receive 1 million won; those with sales between 100 million won and less than 300 million won receive 1.5 million won; and those with sales of 300 million won or more receive up to 2.5 million won.

The credit can be used to cover up to 50% of the fees incurred when using the early settlement service, and it is valid until December 31.

Since officially launching its early settlement service at the end of July, KG Financial has shown steady growth, with cumulative seller applications exceeding 400. The company has improved user convenience by establishing an “automated SMS notification process” that guides users through each stage of the process, from sign-up to screening, electronic contracting, and changing settlement accounts.

A KG Financial spokesperson stated, “We planned this promotion to support sellers’ cash flow management ahead of the peak e-commerce season in the second half of the year,” adding, “We will continue to improve our services and customer guidance systems so that sellers can use the early settlement service more conveniently and reliably.”