[Edaily Reporter PARK JONG-HWA ] KakaoBank Corp. has launched a savings product featuring an artificial intelligence (AI) coaching function.

KakaoBank Corp. announced on the 13th that it is launching “AI Goal Savings,” a flexible savings product. Depending on the subscription period, customers receive an annual interest rate of 2–3%, and if they make at least one deposit per month to achieve their goal, they can receive a preferential interest rate of up to 2 percentage points.

The AI Goal Savings account is a product that provides AI advice from setting a savings goal to achieving it and even attempting to reach a new goal after maturity. When users set savings goals—such as “a massage chair for my parents,” “upgrading my phone next year,” or “a 3-night, 4-day vacation in Southeast Asia”—the AI recommends the target amount, monthly savings amount, and deposit period. When your salary is deposited or you have spare funds in your account, the AI may also suggest making additional savings. Additionally, you can check your progress toward your savings goal through Jordi, a Kakao Friends character.

To celebrate the product launch, KakaoBank Corp. is holding an event from the 14th through the 3rd of next month. Ten customers who sign up for the AI Goal Savings Account will be selected via a random drawing to receive 1 million won each, 30 will receive 300,000 won each, and 50 will receive 100,000 won each—for a total of 24 million won awarded to 90 customers.

A spokesperson for KakaoBank Corp. stated, “We designed this product, which combines AI with savings, to provide customers with a continuous sense of accomplishment and enjoyment so they don’t lose motivation to reach their goals,” adding, “We will continue to provide customers with a differentiated savings experience through the convergence of finance and technology.”